Enduring Iowa winter and spring storms can be quite frustrating, but when your home gets damaged– rest assured because you have Absolute Protection!
At a glance terminology…
- Water Backup: This coverage protects the insured against loss caused by water which backs up through the sewers or drains and which is not caused by the negligence of the insured
- Replacement Cost: The cost of replacing damaged or destroyed property without deduction for depreciation in the value of the property.
- Jewelry, Watches, Furs: Jewelry, watches, furs and precious and semi-precious stones are subject to a special limit that is the total limit for each occurrence. These special limits do not increase the personal property limit of liability.
- Insurable Interest: Interest in property such that loss or destruction of the property could cause a financial loss.
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Popularly quoted as the largest investment in your life time, your home means more to you than mere dollar signs. At Absolute, we understand that. We strive to make sure that your home is covered to the amount to rebuild it and not just what your loan is for. We also review your needs for sewer back-up, earthquake, flood, and Identity theft. You may also have a need for furs, fine arts, guns and jewelry coverage that normally have strict limits and restrictions.
Don’t own just yet? Then make sure to cover yourself with Renters Insurance. Keep this a secret… Its Cheap!!!
- We use up to date Construction Cost Matrixes to determine insurance value on your home and not just market or assessed values.
- We will customize your policy to fit your needs with our extensive endorsements available.
- Renovating– let us know– it could save you big money as updates are made!
- Maximize your savings by increasing your deductible.
- On an ARM loan? Contact us before your payments shoot through the roof!!!
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