// note: Each row equals single index starting with age 0
//Cash Value Preferred Tobacco Single-pay 0=Male
//Cash Value Preferred Tobacco Single-pay 1=female {see bottom}
CVPTS0 = new Array("0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"107.66","164.37","465.92"
,"112.11","171.49","465.92"
,"116.81","178.91","465.92"
,"121.76","186.62","465.92"
,"126.96","194.62","465.92"
,"132.44","202.9","465.92"
,"138.19","211.46","465.92"
,"144.2","220.3","465.92"
,"150.52","229.42","465.92"
,"157.1","238.87","465.92"
,"163.97","248.7","465.92"
,"171.01","258.9","465.92"
,"178.27","269.44","465.92"
,"185.82","280.33","465.92"
,"193.6","291.54","465.92"
,"201.65","303.03","465.92"
,"209.97","314.79","465.92"
,"218.59","326.86","465.92"
,"227.49","339.24","465.92"
,"236.64","351.94","465.92"
,"246.09","365.02","465.92"
,"255.89","378.42","465.92"
,"266.07","392.06","465.92"
,"276.59","405.85","465.36"
,"287.34","419.72","464.71"
,"298.32","433.71","463.95"
,"309.59","447.94","463.2"
,"321.26","462.54","462.54"
,"333.37","477.56","461.97"
,"345.78","493","461.5"
,"358.49","508.77","461.01"
,"371.58","524.74","460.49"
,"385.01","540.76","459.91"
,"398.65","556.76","459.14"
,"412.43","572.71","458.17"
,"426.43","588.63","457.27"
,"440.6","604.54","456.33"
,"454.98","620.43","454.98"
,"469.85","636.29","453.46"
,"485.01","652.06","451.68"
,"500.11","667.66","449.15"
,"515.13","682.94","445.93"
,"529.88","697.84","441.95"
,"544.23","712.32","437.23"
,"558.5","726.35","432.13"
,"573.03","739.99","426.99"
,"587.88","753.2","421.61"
,"602.91","765.88","0"
,"617.92","777.94","0"
,"633.16","789.34","0"
,"647.92","800.06","0"
,"663.38","810.11","0"
,"678.89","819.51","0"
,"690.87","828.55","0"
,"700.75","837.53","0"
,"711.55","845.78","0"
,"726.39","852.91","0"
,"743.98","859.51","0"
,"759.55","865.67","0"
,"774.36","871.55","0"
,"787.06","877.12","0"
,"798.01","882.32","0"
,"810.53","886.97","0"
,"823.35","891.2","0"
,"835.66","895.35","0"
,"845.19","899.4","0"
,"852.37","903.35","0"
,"859.03","907.19","0")
MasterArray["CVPTS0"] = CVPTS0
//Cash Value Preferred Tobacco  Single-pay 1=female
CVPTS1 = new Array("0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"0","0","0"
,"92.7","142.7","406"
,"96.82","148.91","406"
,"101.11","155.37","406"
,"105.55","162.11","406"
,"110.18","169.13","406"
,"114.97","176.43","406"
,"119.97","184.02","406"
,"125.17","191.89","406"
,"130.58","200.06","406"
,"136.26","208.5","406"
,"142.14","217.22","406"
,"148.31","226.2","406"
,"154.73","235.45","406"
,"161.42","244.96","406"
,"168.39","254.72","406"
,"175.61","264.71","406"
,"183.07","274.93","406"
,"190.8","285.41","406"
,"198.8","296.18","406"
,"207.05","307.22","406"
,"215.55","318.54","406"
,"224.33","330.17","406"
,"233.39","342.1","406"
,"242.71","354.32","405.99"
,"252.32","366.8","405.98"
,"262.19","379.55","405.95"
,"272.31","392.58","405.93"
,"282.67","405.89","405.89"
,"293.27","419.5","405.86"
,"304.09","433.37","405.81"
,"315.14","447.53","405.67"
,"326.41","461.97","405.43"
,"337.91","476.66","405.02"
,"349.65","491.54","404.41"
,"361.63","506.6","403.56"
,"373.9","521.8","402.44"
,"386.49","537.14","401.06"
,"399.42","552.6","399.42"
,"412.61","568.02","397.46"
,"425.96","583.28","395.15"
,"439.54","598.37","392.63"
,"453.35","613.33","389.9"
,"467.37","628.12","386.96"
,"481.64","642.79","383.75"
,"496.11","657.25","380.2"
,"510.59","671.27","376.2"
,"525.08","684.89","0"
,"539.74","698.22","0"
,"554.78","711.7","0"
,"570.1","725.43","0"
,"585.54","739","0"
,"600.9","752.08","0"
,"615.99","764.41","0"
,"630.85","776.01","0"
,"645.55","786.94","0"
,"660.39","797.71","0"
,"675.51","808.72","0"
,"690.43","819.6","0"
,"704.98","830.12","0"
,"719.18","840.16","0"
,"732.95","849.66","0"
,"746.29","858.53","0"
,"759.31","866.63","0"
,"771.97","874.12","0"
,"784.22","881.27","0"
,"796.04","888.24","0"
,"807.3","894.93","0"
,"817.96","900.97","0")
MasterArray["CVPTS1"] = CVPTS1